Ajo

Banking that feels like texting your friends.

A mobile money app with a card that shimmers when you tilt it, transfers in three taps and Ajo savings circles that rotate to whoever collects next.

9:415G
KO
Hi KemiGood morning
Total balance ₦0+₦86,400 this week
AjoVirtual
5399 •••• •••• 2041
KEMI OKONKWO

Your Ajo circles

Recent

Ajo circles

Save with people you trust. Everyone pays in, one person collects each month.

Lekki Babes Ajo8 members, ₦50,000 monthly
Due in 3 days
Pot this round₦0
CollectingAmaka
Your turnDec

This round

Cards

Tap the card to see the details on the back.

AjoNaira debit
5399 •••• •••• 2041
KEMI OKONKWO
Frozen
Card number5399 8241 7730 2041
Expires09/29
CVV482
Freeze cardCard is active
Online and foreign paymentsNetflix, Spotify, Amazon
ATM withdrawalsAny bank ATM in Nigeria
Daily spending limit₦200,000

Insights

Where your money went in October.

Spent vs savedlast 6 months
Japa fund, Toronto 202762%
₦3.1m savedGoal ₦5m
✦

Money that moves as fast as a message.

Send to any Nigerian bank in seconds. No codes, no queues, no wahala.

Save together with an Ajo circle.

The way your mum saved, without chasing anyone for money. Ajo collects and pays out on time.

A card that listens to you.

Freeze it, set a daily limit or switch off online payments. It changes the moment you tap.